Share Certificates (CDs)![]() |
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With as little as $500, Members can invest in a short-term Credit Union Share Certificate and maximize their earnings. With an investment of $500 Members can choose the certificate's term from 6 to 24 months. For $2,500 minimum deposit, terms up to 60 months are available.Members can earn even higher dividends with an OFCU Super Saver Certificate. With a $25,000 or more deposit, a Member can choose from either a 6 or 12 month term.
- As little as $500 may be invested in a short-term OFCU Share Certificate.
- Terms available from 6 to 60 months. Terms over 24 months require a $2,500 minimum deposit.
- $25,000 or more may be invested in a Super Saver Share Certificate.
- A minimum of $25,000 allows the Member to take advantage of a 6 or 12 month term.
- On either the short-term or Super Saver Certificate there is a 90-day loss of dividends, whether they are earned or not, for early withdrawals.
- "Bump Up" Certificate Program allows you to have a one-time opportunity to “bump-up” to a higher OFCU certificate rate during the term of your certificate. For example, if you have a certificate with a 12 month term at a rate of 3.00% APY, and OFCU is offering a higher rate on that same term certificate, this program lets you take advantage of that higher rate for your certificate’s remaining term. Now you can say good-bye to the prospect of being stuck with a “below market rate” on your investment.
- With any of OFCU’s certificates, you also have the flexibility to add additional funds to your certificate at any time during the term of your investment.
- Check with Omaha Federal Credit Union for current rates by calling (402) 399-9001 or 1-800-660-7350, or use our Rateboard . You can also transfer, renew or cancel current Share Certificates by using our electronic form .
How to Become a Member and Open Your
Share Certificate - It's Quick and It's EasyYou're Out The Door In 5 Minutes!
- Fill Out Our On-Line Member Application
- Come By One of Our Convenient Offices and Sign the Signature Card
- Make Your Initial Deposit of $5 To Your Regular Savings Account
And Deposit Funds In Your Share Certificate.
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