Agreement and Consent
To Receive Electronic Documentation


Electronic Statements

This Agreement governs the e-Statement service provided by the Omaha Federal Credit Union. Please read it carefully. In this Agreement, the words “you” “your” and “yours” mean each every person who utilizes the e-Statement service. The words “we” “us” and “our” and “Credit Union” mean Omaha Federal Credit Union. The word “service” refers to the E-Statement service as defined below..

The Credit Union provides you with monthly and/or quarterly statements of your account(s) at the Credit Union. These statements include certain disclosures required by Federal and State regulators. The Credit Union will provide you with your statements, with applicable disclosures, electronically in accordance with the provisions of this Agreement. The Statements and disclosures provided to you electronically are called the “e-Statement.” The “e-Statement service” means the services the Credit Union provides to you under this Agreement.

You acknowledge receipt of this Agreement and agree to be bound by all the terms and conditions contained herein. Your further agree to follow all instructions provided to you in connection with the service. The terms and conditions included in this Agreement are inn addition to the terms and conditions of any and all other account or loan agreements you may have with the Credit Union, including all disclosures made in pursuant to such agreements. You agree to abide by any terms and conditions that may be added this Agreement because of future enhancements to the service.

1. The Service
Using your personal computer, home banking and designated username and password, you can access your statements 24 hours per day, 7 days per week, as long as your Credit Union offers the service. When you received your statement, please review it carefully and either print or save the file for your records.

2. Your Rights Under the Law
 a) Withdrawals of Consent
 You have the right to withdraw your consent to have your statements provided in electronic form. There are no conditions, consequences or fees in the event you withdraw your consent. To withdraw consent, you need to go to the “Services” area of Home Financial, fill out and submit the “Change e-Statement Option” form. You may also change this option in person at any of the Omaha Federal Credit Union’s locations or in writing.
b) Duration of Consent
Your consent to have your statements provided electronically applies for each statement provided after we have received your consent and will continue until you withdraw your consent in accordance with paragraph 2 (a) of this Agreement
c) Accurate and Updated information
 In order to obtain your statements electronically, you must provide the Credit Union with an accurate e-mail address. If the e-mail address you provide is not accurate, the Credit Union assumes no liability for sending the statement notification to such address. If the e-mail address you provide is not deliverable, the Credit Union will attempt to contact you for your new address. If you cannot be contacted, the Credit Union will provide your statement via U.S. mail to your address according to the Credit Union’s records.
If you change your e-mail address, you must provide us with your new address. You must also provide us with updated information ay time that information is needed to provide your statements electronically. To provide an updated (new) e-mail address or other information, you must contact either submit a “Change e-Statement Option” form, or contact the Credit Union at least three business days prior to the last day of the month to give us time to affect the change.

3. Hardware and Software Requirements
 The following hardware and software are required for access to and retention of your statements electronically.
Acrobat 5.0 or higher
Windows 95 or higher

The following browsers are supported:


A standard TCP/IP Internet service connection with a Web browser that utilizes a 128-bit encryption. Microsoft Internet Explorer 4.0.1 or Netscape 4.5 or higher.
If the hardware or software requirements needed to access and retain your statements change, the Credit Union will provide you with a statement of the revised hardware or software requirements. In the event of such change, you will have the right to withdraw consent to receive your statements electronically without the imposition of any fees’ for the w1ithdrawal of consent and without the imposition of any other conditions or consequences.

4. Consent
 In order to obtain your statements electronically, you must signify your consent in a manner that reasonably demonstrates that you can access the statements electronically. The Credit Union will provide you with instructions as to the procedure for such consent.

5. Termination of Agreement and Service
 You may cancel this Agreement and terminate the service at any time by withdrawing your consent under paragraph 2(b) of this Agreement. The Credit Union may terminate ths Agreement or the Service at any time by giving you 30 days notice in writing or electronically. Termination of this Agreement and/or the services will not affect obligation to the Credit Union that are outstanding as of the date of termination.

6. Amendments
 The Credit Union may amend this Agreement at any time. You will receive notice of any such amendments in accordance with applicable law.

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