OFCU FEES AND CHARGES
The fees and charges listed are accurate and effective for accounts as of April 5, 2005.
If you have any questions or require current fee information on your accounts or loans call the Credit Union at 402-399-9001 or 1-800-660-7350.
General Service Fees ETC Voice Response No Charge Check Cashing Fee (if the member does not have an active checking acct. or loans and deposit accts. with cumulative balances equal to or more than the check being cashed.) $5.00 Certified Checks $2.00 Re-Open Account Fee (if previous acct. closed within 6 mos.) $5.00 Closed Account Fee If closed within 3 mos. of open date Dormant Account Fee $4.00 Bad Address Fee $3.00 Statement Photocopies $2.00 Photo Copies $1.00 per page Fax $3.00 per page Interim Statement/History on Line $2.00 Account reconciliation/research fee $15.00 per hour ($15 minimum) Express Delivery Service $2.00 + (our cost) Items taken for collection, i.e.title drafts, foreign checks $20.00 Telephone withdrawals less than $25.00 that are mailed $5.00 Stop payment of CU check $25.00 Money Orders $1.00 Credit Union checks made payable to second party $2.00 Traveler Checks 1% of amount purchased Two Party Traveler Checks 2% of amount purchased Foreign Checks $2.00 Wires Moneygram $16.00 Incoming Wire $2.00 Return Items Redeposit Fee $5.00 Uncollectible Return $20.00 Loan Fees Late Fee On Loan Payment (More than 15 days) 5% of monthly payment Lien/Garnishment Processing Fee $10.00 Safe Deposit Box Annual Fees (Safe Deposit Boxes are available at our Main, Blair and Northwest Branches
Note: All branches do not have all the sizes listed below3 X 5 $15.00 5 X 5 $25.00 3 X 10 $30.00 5 X 10 $35.00 10 X 10 $60.00 Checking Service Fees Monthly Service Charge None Stop Payment on draft,ACH item, or preauthorized debit $25.00 Return of Share Draft, ACH Item, or preauthorized debit item due to non-sufficient funds, closed account or uncollected funds $25.00 Return of EZ Cash loan advance due to insufficient available limit $25.00 Courtesy Overdraft $25.00 Photocopy of draft $3.00 Rushed overnight delivery of checks $12.00 Temporary checks (set of 8) $3.00 EZ Pay Internet Bill Paying Service $5.00 per month for unlimited bills ATM/VISA Check Card Service Fees One time card plastics fee $5.00 for 1 card, $7.50 for 2 cards POS (VISA Check Card)
Pinned Transactions After 3$1.00
You receive 3 free Pinned transactions per monthReissue due to loss/damage $5.00 Foreign ATM Withdrawal (after 3) $1.00 Foreign ATM Deposit $1.00 Foreign ATM Overdrafts $20.00 Foreign ATM Transfers $1.00 Foreign ATM Inquiries $1.00 Foreign ATM Denial $1.00 PIN Replacement $5.00 Foreign VISA Check Card Purchase-Fee 1% of Transaction Amount VISA Credit Card Service Fees VISA Annual Fee None Over limit fee $15.00 VISA late fee $15.00 Draft Copy $5.00 Draft Original $10.00 Reissue of card due to loss/damage $5.00 Foreign VISA Credit Card Purchase-Fee 1% of Transaction Amount Non-Credit Union cash advance $5.00 Non-member cash advance $5.00