This list is provided for reference only. Each state has their own real estate laws and terms. You have a right to understand all terms of any contract you sign, and you have the right to seek the advice of an attorney or other professional counsel in any real estate transaction.This list is not all-inclusive. If you have a specific question about any real estate term please e-mail us at: mortgage@omahafcu.org.
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- Abstract
- Abstract of Title
- Acre
- Acknowledgment
- Action to Quiet Title
- Adjustable Rate Mortgage (ARM)
- Agent
- Agreement of Sale
- Alienation Clause
- American Land Title Association
- Amortize
- Annual Percentage Rate (APR)
- Appraisal and credit report fees
- Appraised Value
- Appraisal Report
- Appreciation
- Arrears
- As Is
- Assessed Valuation
- Assignment
- Assumability
- Assumption
- Assumption of Mortgage
- Attached Home
- Balloon Note
- Balloon Payment
- Bankruptcies
- Beneficiary
- Binder
- Blanket Mortgage
- Bond
- Bridge Financing
- British Thermal Unit (BTU)
- Broker
- Buydown
- Buyer's Broker
- Cap
- Capital Gain
- Caveat Emptor
- Certificate of Eligibility
- Certificate of Occupancy
- Certificate of Reasonable Value
- Certified Copy
- Cestui que trust
- Chain of Title
- Chattel
- Closing
- Closing agent
- Closing Cost
- Closing Statement
- Cloud on Title
- Collections
- Co-Maker
- Commission
- Commitment
- Comparables
- Conditional Commitment
- Conditional Offer
- Condominium
- Consideration
- Construction Loan
- Contingency
- Contract of Sale
- Conventional Loan
- Conventional Mortgage
- Conversion Clause
- Cost Plus Contract
- Contract Sales Price
- Cost Basis
- County
- Customer
- Declaration of Restrictions
- Deed of trust/mortgage
- Deed of Trust Rider
- Deed Restriction
- Default
- Deficiency Judgment:
- Defective Title
- Depreciation
- Devise
- Devisee
- Devisor
- Direct Endorsement
- Direct Reduction Mortgage
- Disbursements
- Discount
- Documentary Tax Stamps
- Dower
- Down payment
- Dragnet Clause
- Earnest Money
- Easement
- Eminent Domain
- Encroachment
- Encumbrance
- Equity
- Escrow
- Escrow Payment
- Escrow Reimbursement
- Estimated Closing cost Statement
- Exclusive Agency
- Exclusive Right-to-Sell
- Fannie Mae (FNMC)
- Federal Home Board
- Federal Home Loan Bank
- Federal Home Loan Board
- Federal Home Loan Mortgage Corporation (FHLMC/Freddie Mac)
- Federal Housing Administration
- Federal national mortgage association
- Federal reserve bank
- Federal Tax Lien
- Federal Tax Return
- Fee Simple
- Fiduciary
- Financial depository institution
- First Mortgage
- Fixture
- Foreclosure
- Freddie Mac (FHLMC)
- Full Disclosure
- General Lien
- Ginnie Mac (GNMA)
- Government National Mortgage Association
- Grantee
- Grandfather Clause
- Ground Rent
- Hazard Insurance Policy
- Heir and Assigns
- Home Owner Association
- Homeowner's Policy
- Homeowners or Maintenance Fees
- Housing and Urban Development (HUD)
- HUD 1
- Impound Account
- Incidental recording, delivery, wire, etc. fees
- Independent Contractor
- Index
- Installment Sale
- Insured Mortgage
- Interest Payment Notification
- Interest Rate
- Investment Property
- Joint and Several
- Joint Tenancy
- Judgement
- Junior Mortgage
- Land Contract
- Late Charge
- Lease with Option to Purchase
- Legal Description
- Lender
- Lenders Instructions
- Letter of Intent
- Liber
- Lien
- Life Estate
- Limited Partnership
- Lis Pendens
- Listing Agreement
- Loan discount/premium fees
- Loan Lock
- Loan Officer
- Loan Origination fees
- Loan Package
- Loan Ratio
- Loan Service
- Loan-to-Value Ratio
- Margin
- Market Value
- Marketable Title
- Mechanics Lien
- Mortgage
- Mortgage Banker
- Mortgage Broker
- Mortgage Guaranty Insurance Corporation (MGIC)
- Mortgage or Deed of Trust
- Mortgagee
- Mortgage Insurance
- Mortgage note
- Mortgage Warehousing
- Mortgagor
- Negative Amortization
- Non-Conforming Loan
- Nonconforming Use
- Note
- Office of Comptroller Currency
- Office of Thrift Supervision
- Open End Mortgage
- Origination Fee
- Owner of record
- Owners Policy
- Package Mortgage
- Paper
- Partial Release
- Permanent Mortgage
- PITI
- Plat
- PMI
- Points
- Portfolio Loan
- Prepaid interest
- Prepayment
- Prepayment Penalty
- Primary Mortgage Insurance
- Primary Mortgage Market
- Primary Residence
- Principle
- Private Mortgage Insurance (PMI)
- Processing, underwriting and document fees
- Property and hazard insurance
- Property Tax
- Property Tax Prorations
- Prorate
- Planned Unit Development
- Purchase Money Mortgage
- Quit Claim Deed
- Real Estate
- Realtor
- Realtor Associate
- Recital
- Recourse
- Redlining
- Refinancing
- Reissuerate
- REIT (Real Estate Investment Trusts)
- Recision of Contract
- Release
- Repossession
- RESPA (Real Estate Settlement Procedures Act)
- Revenue Stamps
- Reverse Mortgage
- Sample ARM Note and Deed of Trust
- Sample Balloon Note and Deed of Trust
- Sample Fixed Rate Note and Deed of Trust
- Second Home
- Secondary Financing
- Secondary Market
- Secondary Market Investor
- Secondary Mortgage Market
- Security
- Seller’s Broker
- Septic System
- Set Back Ordinance
- Settlement cost, a HUD guide
- Settlement Statement
- Sheriff's Deed
- Signed Sealed and Delivered
- Single Family Home
- Specific Performance
- Standard uniform Application
- State and local housing programs
- Statutory Lien
- Substitute of Trustee
- Survey
- Tax Lien
- Tax Sale
- Tenancy by the Entirety
- Time is of the Essence
- Title
- Title, escrow and closing agent fees
- Title Insurance
- Title Search
- Truth and lending statement (Regulation Z)
- Vendee
- Vendor
- Veterans Administration
- Warranty Deed
- W2 Form
Copyright © 1995 Omaha Federal Credit Union
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