CA$H Line Home Equity

Effective July 1, 2008

Loan	APR	Maximum Term
Ca$h Line Home Equity 80% LTV	Start at 4.99%*	Open Ended
Ca$h Line Home Equity 90% LTV	Start at 6.49%*	Open Ended

Property must be located within 100 miles of Omaha Federal Credit Union.
Rates are based on term, security, and credit worthiness. Your rate could be higher.
*These are Introductory Rates good thru 12/31/08. After that time the rates will go to our current Ca$h Line Home Equity Loan Rates. As of April 1, 2008 that rate is 6.250% APR for a Ca$h Line Home Equty Loan - 80% LTV.

*APR = Annual Percentage Rate. The rate can adjust on an annual basis. The variable rate will be based upon a margin over or under the Wall Street Journal Prime: 1/2% under prime for 70% LTV; equal to prime for 71-80% LTV; +1% for 81-90% LTV; +2 for 91-100% LTV. Variable rate could be as low as 6% APR minimum floor. Max. variable rate APR will not exceed 18% APR*. Single family owner occupied homes. New money only.

Click on this Home Equity Early Disclosure link for important information. Home Equity Early Disclosure

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Want more information on our Ca$h Line Home Equity Loan? Click Here.

HOME MORTAGE DISCLOSURE ACT NOTICE The HMDA data about our residential mortgage lending is available for review. The data shows geographic distribution of loans and applications; race, gender, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at the Omaha Federal Credit Union office regarding the locations where HMDA data may be inspected. To receive a copy send a written request to: Omaha Federal Credit Union, Attn: Lynn Bowers, 3001 South 82nd Ave., Omaha NE 68124.

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