Platinum Preferred
VISA Credit Card
Effective July 1, 2008
Loan APR Maximum Term Platinum Preferred
VISA Credit Card7.00%* N/A Calculate Your Monthly Payment.
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Variable rate based on prime + 2%. Rates may change on first day of each month based on the Wall Street Journal. APR=Annual Percentage Rate. Rates are subject to change.
Disclosure Table for Omaha Federal Credit Union's Platinum Preferred VISA Credit Card Annual percentage rate for purchases Prime + 2% Other APRs Cash advances APR: Prime + 2%
Balance transfer APR: Prime + 2%
Penalty APR: 17.9%*Variable rate information The rate is Prime + 2%. The rate may change on the first business day of the month based on the rate in the Wall Street Journal Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a charge will be imposed. Method of computing the balance for purchases Average Daily Balance (including new purchases) Annual fees None Minimum finance charge None Transaction fee for purchases None Transaction Fee for cash advances: None
Balance transfer fee: None
Late Payment Fee:$15.00
Over Credit Limit Fee: $15.00
Application fee: None
Card reissue fee: $5.00
NSF fee: $25.00
Foreign Transaction Fee: 1% of transaction amount.*Penalty APR is effective when a required payment is 30 or more days delinquent from the Payment Due Date or Agreement is otherwise in default. Penalty APR will apply to purchases, balance transfers, and cash advances, and will remain in effect until payments are received by the payment due date for 6 consecutive months or any other default is cured, after which it will revert to the Standard APR.
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