VISA Credit Card

Effective July 1, 2008
Loan APR Maximum Term
Classic VISA Credit Card Start at
12.80%		 N/A
Classic Share Secured VISA Credit Card Start at
11.80%		 N/A

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APR=Annual Percentage Rate. Rates are subject to change.

VISA CREDIT CARD DISCLOSURES

Disclosure Table for Omaha Federal Credit Union Credit Card
Annual percentage rate for purchases 12.8%/Regular VISA - 11.8%/Share Secured VISA
Other APRs Cash advances APR: 12.80% -11.80% for share secured
Balance transfer APR: 12.80% - 11.80% for share secured
Penalty rate: None
Variable rate information N/A
Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a charge will be imposed.
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual fees None
Minimum finance charge None
Transaction fee for purchases None

Transaction Fee for cash advances: None
Balance transfer fee: None
Late Payment Fee:$15.00
Over Credit Limit Fee: $15.00
Application fee: None
Card reissue fee: $5.00
NSF fee: $25.00
Foreign Transaction Fee: 1% of transaction amount.

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Phone: (402) 399-9001
Toll-Free: 1-800-660-7350
Fax: (402) 399-0129
Email: Web Site Information