Start using your VISA® Debit Card and begin earning 1 bonus point per $2.00 spent when you select “credit” and sign for your purchases wherever you shop! Redeem your points for the rewards you want most such as gift cards and merchandise — the choices are endless!
Visit uChooseRewards.com and register to start earning your points today. It’s that simple!
CardValet® – Get alerts on transactions, lock your card in an instant for any reason, manage spending by setting purchase limits, block international usage, and so much more
On behalf of the Omaha Federal Credit Union (OFCU), I’m inviting you to experience the credit union difference. We have been serving members in the Omaha area for 85 years. Anyone who works or lives in Douglas, Sarpy, Washington or Pottawattamie counties can open an account at OFCU with a deposit of as little as $5.00. We take pride in being able to offer high quality, low-cost products and services which help our members manage their finances now and in the future.
Within this publication is information on our credit union products and services. I encourage you to take a moment to review this information. Once you do, I’m sure you will agree that OFCU offers the products and services to best help make managing your money easier.
We are looking forward to the opportunity to serve you. If you’d like more information on any of our products or services, you can stop by any of our four locations, or give us a call at 402.399.9001.
Have A Borrowing Need? Come See Us For Fast, Friendly Service and Competitive Rates
At OFCU, we’ve helped thousands of our members finance the major purchases and expenses in their lives: cars,homes, education, home improvements, plus so much more.
With our loans, you’ll receive great rates, affordable payments and the ability to apply in person, by phone, mail or online.
VISA® Rewards: Earn 1.5% Cash Back or 1.5 Points for Every $1 Spent. Our VISA® Rewards credit card currently has a variable rate as low as 11.25% APR (Annual Percentage Rate) with a minimum credit line of $1,000. There is no annual fee and no balance transfer fee. It really pays to use your VISA® Rewards credit card, as it offers a special program to cardholders called uChoose Rewards. The uChoose Rewards program allows us to reward YOU for using your VISA® Rewards credit card for purchases. Giving you accelerated earning opportunities and unlimited ways to redeem your points is our way of saying THANK YOU for being a cardholder and member of Omaha Federal Credit Union. Every time you use your VISA® Rewards credit card, you will earn bonus points that, upon accrual, can be redeemed for gift cards and merchandise. Before you can begin earning uChoose Rewards points with your new credit card, you must first register your VISA® Rewards credit cardonline. Unlike registering your Omaha Federal Credit Union Debit Card directly at uchooserewards.com, registering your VISA® Rewards credit cardfor uChoose Rewards must be done through Virtual Branch. First, sign in to your Virtual Branch account at omahafcu.org. Once logged in, click on LOANS, then click on the VISA® Rewards credit card that you want to register, then click on the uChoose Rewards icon there. Once you register your new VISA® Rewards credit card for uChoose Rewards, you will then have the opportunity to utilize this single sign-on to access the total point balance of all your uChoose accounts, including your uChoose Rewards that you earn by using your Omaha Federal Credit Union Debit Card.
VISA® Preferred Rate: This credit card currently has a variable rate as low as 7.99% APR. There is no annual fee and no balance transfer fee.
VISA® Secured: This credit card currently has a fixed rate of 15.99% APR with a minimum credit line of $500. There is no annual fee and no balance transfer fee.
CardValet® – Get alerts on transactions, lock your card in an instant for any reason, manage spending by setting purchase limits, block international usage, and so much more
Use your VISA® credit card at millions of locations
Choose the checking plan that is right for you. Our Checking PLUS is our primary checking plan and is the most popular among our members. Premier Checking has a minimum balance of $1,000, pays monthly dividends and offers additional benefits. E-Checking is the perfect checking account for a young adult or college-bound student. We also offer our Classic Checking with no minimum balance requirement. Checking PLUS, Premier PLUS Checking and Classic PLUS provide all the features of the corresponding accounts mentioned above PLUS valuable services such as: Free Debit Card, Free Money Orders, Identity Theft Recovery and Remediation, Mobile Phone Coverage and Access to Credit and Dark Web Monitoring. Certain terms, conditions and limitations apply to Mobile Phone Coverage, so it is important that you visit omahafcu.nxgstrategies.com and click on Mobile Phone Coverage, then click on Policy Summary to carefully review the Electronic Device Protection Policy Summary – Terms & Conditions.
And our VISA® Debit Card adds even more convenience and lets you earn bonus points toward merchandise and airline miles.
CardValet® – Get alerts on transactions, lock your card in an instant for any reason, manage spending by setting purchase limits, block international usage, and so much more
With your mobile device and our Virtual Branch online services, you have access to OFCU information along with account and loan access. Just log on to www.omahafcu.org.
My $ Manager is like having a personal financial advisor via your computer. With My $ Manager, you can monitor your spending, plan for the future, set savings goals, and track your current assets versus your debts. And best of all, it’s FREE!
At OFCU, you’re not a customer, you’re an owner of your financial institution. And as an owner, you’re entitled to savings and investment accounts which make the most of your hard-earned money.
Take more control of your healthcare costs, with an OFCU Health Savings Account. An HSA is a tax-sheltered savings account similar to an IRA, but earmarked for medical expenses. Anyone under the age of 65 who has a qualified high-deductible policy can open and contribute to an HSA. Deposits are 100% tax-deductible (even if you don’t itemize) and can be easily withdrawn to pay routine medical bills with tax-free dollars.
