Does Omaha Federal Credit Union Offer Credit Cards?
VISA® Credit Cards

You can choose from three different credit cards.

  • VISA® RewardsEarn 1.5% Cash Back or 1.5 Points for Every $1 Spent. Our VISA® Rewards credit card currently has a variable rate as low as 11.25% APR (Annual Percentage Rate) with a minimum credit line of $1,000. There is no annual fee and no balance transfer fee.
    • It really pays to use your VISA® Rewards credit card, as it offers a special program to cardholders called uChoose Rewards. The uChoose Rewards program allows us to reward YOU for using your VISA® Rewards credit card for purchases. Giving you accelerated earning opportunities and unlimited ways to redeem your points is our way of saying THANK YOU for being a cardholder and member of Omaha Federal Credit Union. Every time you use your VISA® Rewards credit card, you will earn bonus points that, upon accrual, can be redeemed for gift cards and merchandise. Before you can begin earning uChoose Rewards points with your new credit card, you must first register your VISA® Rewards credit card online. Unlike registering your Omaha Federal Credit Union Debit Card directly at, registering your VISA® Rewards credit card for uChoose Rewards must be done through Virtual Branch. First, sign in to your Virtual Branch account at Once logged in, click on LOANS, then click on the VISA® Rewards credit card that you want to register, then click on the uChoose Rewards icon there. Once you register your new VISA® Rewards credit card for uChoose Rewards, you will then have the opportunity to utilize this single sign-on to access the total point balance of all your uChoose accounts, including your uChoose Rewards that you earn by using your Omaha Federal Credit Union Debit Card.
  • VISA® Preferred Rate: This credit card currently has a variable rate as low as 7.99% APR. There is no annual fee and no balance transfer fee.
  • VISA® Secured: This credit card currently has a fixed rate of 15.99% APR with a minimum credit line of $500. There is no annual fee and no balance transfer fee.
These three credit cards all offer:
  • Apple Pay, Google Pay, Samsung Pay
  • Contactless: Secure tap and go payment method
  • EMV Chip Card
  • CardValet® – Get alerts on transactions, lock your card in an instant for any reason, manage spending by setting purchase limits, block international usage, and so much more
  • Use your VISA® credit card at millions of locations
  • ATM access via the VISA® ATM network
  • Get added security when you shop online with your VISA® credit card. This option is available only if a merchant participates in this program.
VISA® Application VISA® Disclosure Credit Card Comparison Table You can apply for these credit cards in person at any of our branches, by calling 402-399-9001 (option 4), or through our On-line Loan Applications on our website (select Credit Card Application).
What should I do if I forget my VISA Check Card PIN?

Please call us at 402-399-9001 to speak with a Member Services Representative and they will assist you.

What should I do if my VISA Debit Card is lost or stolen?

To report a lost or stolen VISA Debit card during normal business hours, please call Omaha Federal Credit Union at either 402-399-9001 or 1-800-660-7350.  After hours, please call 1-800-554-8969. You can also use our two electronic forms located at our web site to report lost/stolen cards or replace damaged VISA Debit Cards.

What if I haven’t received my VISA Debit Card?

Our VISA Debit cards usually take 7-10 business days to arrive at its destination. Therefore, if you have not received your card after 10 days, please call us at 402-399-9001.