Platinum Preferred VISA® Credit Cards

Loan APR* Maximum Term
Platinum Preferred VISA® Credit Card 6.00%** N/A

Apply For Your Credit Card Today!     Rates are Effective as of 6/08/2017

Disclosure Table for Omaha Federal Credit Union’s Platinum Preferred VISA® Credit Card
Annual percentage rate for purchases Prime + 2%
Other APRs Cash advances APR: Prime + 2% Balance transfer APR: Prime + 2%Penalty APR: 17.9%*
Variable rate information The rate is Prime + 2%. The rate may change on the first business day of the month based on the rate in the Wall Street Journal
Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a charge will be imposed.
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual fees None
Minimum finance charge None
Transaction fee for purchases None

*APR is Annual Percentage Rate. Rates are subject to change.
Variable rate based on prime + 2%. Rates may change on first day of each month based on the Wall Street Journal.
Penalty APR is effective when a required payment is 30 or more days delinquent from the Payment Due Date or Agreement is otherwise in default. Penalty APR will apply to purchases, balance transfers, and cash advances, and will remain in effect until payments are received by the payment due date for 6 consecutive months or any other default is cured, after which it will revert to the Standard APR.

Transaction Fee for cash advances: None
Balance transfer fee: None
Late Payment Fee:up to $15.00
Application fee: None
Card reissue fee: $5.00
NSF fee: $30.00
Foreign Transaction Fee: 1% of transaction amount.

Classic and Share Secured VISA® Credit Cards

Loan APR* Maximum Term
Classic VISA® Credit Card Start at 12.80% N/A
Classic Share Secured VISA® Credit Card Start at 11.80% N/A

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Disclosure Table for Omaha Federal Credit Union Credit Card
Annual percentage rate for purchases 12.8%/Regular VISA®
11.8%/Share Secured VISA®
Other APRs Cash advances APR: 12.80% -11.80% for share secured Balance transfer APR: 12.80% – 11.80% for share secured penalty rate: None
Variable rate information N/A
Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a charge will be imposed.
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual fees None
Minimum finance charge None
Transaction fee for purchases None

*APR is Annual Percentage Rate. Rates are subject to change.

Transaction Fee for cash advances: None
Balance transfer fee: None
Late Payment Fee: up to $15.00
Application fee: None
Card reissue fee: $5.00
NSF fee: $30.00
Foreign Transaction Fee: 1% of transaction amount.