Why You Should Get Your Free Annual Credit Report

As data breaches and identity theft become increasingly common, it’s more important than ever to keep tabs on your credit. By law, every 12 months you’re entitled to a free credit report compiled by the three credit reporting agencies. The three agencies – Equifax, Experian, and TransUnion – have set up a central website, a toll-free telephone number, and a mailing address through which you can order your report. For your free report, do not contact the credit reporting companies individually. To order, visit www.annualcreditreport.com or call 1-877-322-8228. Or, complete the Annual Credit Report Request Form available at www.ftc.gov and mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You may order your reports from each of agencies at the same time, but by ordering your report from each of them one at a time, you can space out your requests over the 12-month period. This way, you will get more up-to-date information. Annualcreditreport.com is the only website through which you can access your mandated free report. Be wary of other sites that appear to offer a “free” report. It’s likely they are a scam, or trick you into paying a monthly fee once a trial period expires.

Share the Benefits of Credit Union Membership

Friends don’t let friends, nor their family members, pay too much for financial services. That’s why you’ll want to share with them the benefits of belonging to the credit union. Here’s where they will not only find competitive rates on savings and loans, but a variety of products and services to help them manage their personal finances. While for-profit financial institutions have their shareholders to answer to, the credit union is a not-for-profit financial cooperative that exists only to serve its members. So please pass the word about the credit union difference. Your friends and family will thank you for helping them discover that difference and how it can help them achieve their financial goals. For more information about sharing the benefits of membership, visit our website or contact the credit union.

Project Santa

Project Santa is off to a great start!  We are accepting donations now through December 21st for children at the Open Door Mission.  The needs this year are greater for the older children. Items  such as, board games, sports balls, art sets, makeup kits, etc. would be great.  Please bring your new, unwrapped toy/donation to any Omaha Federal location and help to put a smile on a child’s face Christmas morning.  We will also accept cash donations. Thank you for your support.

Protect Yourself from Identity Theft

You can help protect yourself by taking these low-tech, common-sense precautions:

  • Never give your Social Security number or other information to strangers who call, text, or send e-mail messages to you, even if they seem legitimate, as with phony “phishing” e-mail that looks like it comes from your bank. And don’t write your Social Security number on checks (except those you send to the IRS), noncredit applications, or other forms.
  • Never leave your wallet or purse unattended. Don’t carry your Social Security card, rarely used credit cards, or written PINs or passwords.
  • Store financial account statements, medical records, and tax filings in a secure place at home, especially if you let workers or others inside, and shred those documents when you no longer need them
  • Don’t post your date of birth, mother’s maiden name, first pet’s name, or other personal information on websites like Facebook, Flickr, Friendster, LinkedIn, MySpace, or Twitter. They’re often used to verify your identity and could allow an imposter electronic access to your accounts.
  • A lot of credit/debit-card issuer offers free online or mobile alerts that will warn you of suspicious account activity as soon as it’s detected, sign up for them. The alerts are different from the expensive credit-monitoring services that banks also sell. (You don’t need those.)

Project Santa

Omaha Federal Credit Union is again teaming up with the Open Door Mission and Lydia House to distribute new, unwrapped toy donations to children in need this holiday season. If you’d like to donate a new, unwrapped toy, donation boxes can be found at Omaha Federal locations! Please join us on Saturday morning, Dec 2 from 10:00-noon for our Radio remote with Scott Voorhees from KFAB and enjoy some cookies or donuts and a cup of coffee. Toys can be dropped off until Dec 17th.

Credit Union Day

Help us celebrate International Credit Union Day on Thursday October 19th.  We will be serving cookies and coffee at our offices so stop by and say Hello.   Omaha Federal thanks you for trusting us serve your financial needs.

Safe Deposit Boxes Available

We have Safe Deposit Boxes available at our Main, Downtown and Blair Branch offices.  We have very competitive annual rates on these boxes and we have several different sizes to choose from. Boxes start as low as $15 annually.  Start protecting your important items today! Stop by or call our office today to get more information.  402-399-9001

Help us Help Others

Omaha Federal is collecting toys for the homeless children that are temporarily living at the Open Door Mission.  If you are out shopping for your Christmas gifts, please consider buying an extra gift for the one of the over 6000 children we are trying to help right here in Omaha.  Please bring a new, unwrapped toy to any of our locations.  Saturday, December 3rd we will have Tim Sheridan from KGOR radio here to help us collect.  Please join us from 10:00-noon for a cup of coffee and donuts.


Omaha Federal is partnering with the Open Door Mission in an effort to “Beat the Heat” this summer.  We are looking for donations of Bottled Water, Fans and Sunscreen.  Please help us help others by dropping your donation off at any Omaha Federal Credit Union location during the month of July.  Let’s make a difference!!