Convenient and Secure
Credit Cards

We offer three versatile credit cards for your convenience:

  • VISA® Rewards
  • VISA® Preferred Rate
  • VISA® Secured

 

Check for current rates by scrolling below, or by calling 402.399.9001 (option 4) or 800.660.7350.

To apply, click here (select Credit Card Application for type of loan).

Card Management at Your Fingertips

Download our latest Apps

 

   

Tired of digging out your computer to manage your finances? Use our mobile banking apps to manage your auto loan, home equity loan, bills and more.**

*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail. 

**App store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Copyright © Omaha Federal Credit Union. All rights reserved. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.

VISA® Rewards

VISA® Rewards Earn 1.5% Cash Back or 1.5 Points for Every $1 Spent

Our VISA® Rewards credit card currently has a variable rate as low as 16.50% APR (Annual Percentage Rate) with a minimum credit line of $1,000. There is no annual fee and no balance transfer fee. You can apply for this credit card in person at any of our branches, by calling 402.399.9001 (option 4), or online (select Credit Card Application).

Get Rewarded for Every Purchase You Make

VISA® Rewards Earn 1.5% Cash Back or 1.5 Points for Every $1 Spent

Register for uChoose Rewards

You can register for rewards at uchooserewards.com

Peace-of-Mind

Get added security when you shop online with your VISA® Rewards credit card.

Apple Pay, Google Pay*, Samsung Pay.

Contactless: Secure tap-and-go payment method

*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail. 

Buy with Confidence at a Great Low Rate

Download our latest Apps

 

   

Tired of digging out your computer to manage your finances? Use our mobile banking apps to manage your auto loan, home equity loan, bills and more.**

*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail. 

**App store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Copyright © Omaha Federal Credit Union. All rights reserved. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.

VISA® Preferred

Our VISA® Preferred Rate credit card currently has a variable rate as low as 13.24% APR. There is no annual fee and no balance transfer fee.

You can apply for this credit card in person at any of our branches, by calling 402.399.9001 (option 4), or online (select Credit Card Application).

Accepted Almost Everywhere

Use your VISA® Preferred Rate credit card at millions of locations.

Peace of Mind

24/7 Cardholder Service: Call 240.0228 or 531.233.6423 for International, for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.

Electronic Customer Service (eCS)

Once logged into your Online Banking account, account holders have access to real-time credit card information, including transactions, pending activity, payment information and custom email alerts. Plus, account holders can sign up for electronic statements.

Apple Pay, Google Pay*, Samsung Pay.

Contactless: Secure tap-and-go payment method

*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail. 

Card Management at Your Fingertips

Download our latest Apps

 

   

Tired of digging out your computer to manage your finances? Use our mobile banking apps to manage your auto loan, home equity loan, bills and more.**

*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail. 

**App store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Copyright © Omaha Federal Credit Union. All rights reserved. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.

VISA® Secured

Our VISA® Secured credit card currently has a fixed rate of 15.99% APR with a minimum credit line of $500. There is no annual fee and no balance transfer fee.

This low-interest VISA® Secured credit card can have limits up to $10,000. Your credit limit is secured by money in your Regular Savings account. Cardholders are given a 25-day grace period during which they can pay off their balances, interest-free.

You can apply for this credit card in person at any of our branches, by calling 402.399.9001 (option 4), or online (select Credit Card Application).

Versatile and Convenient

This low-interest credit card can have limits up to $10,000. Your credit limit is secured by money in your Regular Savings account.

Peace of Mind

24/7 Cardholder Service: Call 240.0228 or 531.233.6423 for International, for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.

Electronic Customer Service (eCS)

Once logged into your Online Banking account, account holders have access to real-time credit card information, including transactions, pending activity, payment information and custom email alerts. Plus, account holders can sign up for electronic statements.

Apple Pay, Google Pay*, Samsung Pay.

Contactless: Secure tap-and-go payment method

*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail. 

Credit Card Comparison Table

We offer 3 great credit card choices: VISA® Rewards, VISA® Preferred Rate and VISA® Secured.

Offering these credit cards continues to provide an enhanced banking experience for you, and to deliver the highest level of service possible.

You deserve to be rewarded for building and maintaining financial responsibility and stability. And no one understands that more than us. In our account holders’ responsible hands, Omaha FCU’s credit cards will enable you to acquire what you need and what you want, when you want. No matter the purchase, we will make it easier than ever for you to enjoy the convenience of credit at your fingertips.

VISA® Rewards

VISA® Preferred Rate

VISA® Secured

%

As low as 16.50%

As low as 13.24%

Fixed 15.99%

APR for Cash Advances

17.90%

17.90%

17.90%

Penalty APR

17.90%

17.90%

17.90%

Reward Value (Earn Rate)

Everywhere 1.5%

Minimum Credit Line

$1,000

$1,000

$500

Annual Fee

None

None

None

Balance Transfer Fee

0%

0%

15.99%

Foreign Transaction Fee

1%

1%

1%

Other Features

EMV Chip Card

Yes

Yes

Yes

Contactless

Yes

Yes

Yes

Card Vallet

Yes

Yes

Yes

Google Pay*. Samsung Pay. Apple Pay.

Yes

Yes

Yes

*Please note: big changes are coming to Google Pay on June 4, 2024. Learn more about what the changes entail.

VISA® Rewards

Apply Now

Disclosure Table

VISA® Preferred Rate

Apply Now

Disclosure Table

VISA® Secured

Apply Now

Disclosure Table