Convenient and Secure
Credit Cards
We offer three versatile credit cards for your convenience:
- VISA® Rewards
- VISA® Preferred Rate
- VISA® Secured
Check for current rates by scrolling below, or by calling 402.399.9001 (option 4) or 800.660.7350.
To apply, click here (select Credit Card Application for type of loan).
Card Management at Your Fingertips
Download our latest Apps
Tired of digging out your computer to manage your finances? Use our mobile banking apps to manage your auto loan, home equity loan, bills and more.**
*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail.
**App store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Copyright © Omaha Federal Credit Union. All rights reserved. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
VISA® Rewards
VISA® Rewards Earn 1.5% Cash Back or 1.5 Points for Every $1 Spent
Our VISA® Rewards credit card currently has a variable rate as low as 16.50% APR (Annual Percentage Rate) with a minimum credit line of $1,000. There is no annual fee and no balance transfer fee. You can apply for this credit card in person at any of our branches, by calling 402.399.9001 (option 4), or online (select Credit Card Application).
Get Rewarded for Every Purchase You Make
VISA® Rewards Earn 1.5% Cash Back or 1.5 Points for Every $1 Spent
Register for uChoose Rewards
You can register for rewards at uchooserewards.com
Peace-of-Mind
Get added security when you shop online with your VISA® Rewards credit card.
Apple Pay, Google Pay*, Samsung Pay.
Contactless: Secure tap-and-go payment method
*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail.
Buy with Confidence at a Great Low Rate
Download our latest Apps
Tired of digging out your computer to manage your finances? Use our mobile banking apps to manage your auto loan, home equity loan, bills and more.**
*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail.
**App store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Copyright © Omaha Federal Credit Union. All rights reserved. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
VISA® Preferred
Our VISA® Preferred Rate credit card currently has a variable rate as low as 13.24% APR. There is no annual fee and no balance transfer fee.
You can apply for this credit card in person at any of our branches, by calling 402.399.9001 (option 4), or online (select Credit Card Application).
Accepted Almost Everywhere
Use your VISA® Preferred Rate credit card at millions of locations.
Peace of Mind
24/7 Cardholder Service: Call 240.0228 or 531.233.6423 for International, for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.
Electronic Customer Service (eCS)
Once logged into your Online Banking account, account holders have access to real-time credit card information, including transactions, pending activity, payment information and custom email alerts. Plus, account holders can sign up for electronic statements.
Apple Pay, Google Pay*, Samsung Pay.
Contactless: Secure tap-and-go payment method
*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail.
Card Management at Your Fingertips
Download our latest Apps
Tired of digging out your computer to manage your finances? Use our mobile banking apps to manage your auto loan, home equity loan, bills and more.**
*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail.
**App store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Copyright © Omaha Federal Credit Union. All rights reserved. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
VISA® Secured
Our VISA® Secured credit card currently has a fixed rate of 15.99% APR with a minimum credit line of $500. There is no annual fee and no balance transfer fee.
This low-interest VISA® Secured credit card can have limits up to $10,000. Your credit limit is secured by money in your Regular Savings account. Cardholders are given a 25-day grace period during which they can pay off their balances, interest-free.
You can apply for this credit card in person at any of our branches, by calling 402.399.9001 (option 4), or online (select Credit Card Application).
Versatile and Convenient
This low-interest credit card can have limits up to $10,000. Your credit limit is secured by money in your Regular Savings account.
Peace of Mind
24/7 Cardholder Service: Call 240.0228 or 531.233.6423 for International, for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.
Electronic Customer Service (eCS)
Once logged into your Online Banking account, account holders have access to real-time credit card information, including transactions, pending activity, payment information and custom email alerts. Plus, account holders can sign up for electronic statements.
Apple Pay, Google Pay*, Samsung Pay.
Contactless: Secure tap-and-go payment method
*Changes to Google Pay went into effect on June 4, 2024. Learn more about what the changes entail.
Credit Card Comparison Table
We offer 3 great credit card choices: VISA® Rewards, VISA® Preferred Rate and VISA® Secured.
Offering these credit cards continues to provide an enhanced banking experience for you, and to deliver the highest level of service possible.
You deserve to be rewarded for building and maintaining financial responsibility and stability. And no one understands that more than us. In our account holders’ responsible hands, Omaha FCU’s credit cards will enable you to acquire what you need and what you want, when you want. No matter the purchase, we will make it easier than ever for you to enjoy the convenience of credit at your fingertips.
VISA® Rewards
VISA® Preferred Rate
VISA® Secured
%
As low as 16.50%
As low as 13.24%
Fixed 15.99%
APR for Cash Advances
17.90%
17.90%
17.90%
Penalty APR
17.90%
17.90%
17.90%
Reward Value (Earn Rate)
Everywhere 1.5%
–
–
Minimum Credit Line
$1,000
$1,000
$500
Annual Fee
None
None
None
Balance Transfer Fee
0%
0%
15.99%
Foreign Transaction Fee
1%
1%
1%
Other Features
EMV Chip Card
Yes
Yes
Yes
Contactless
Yes
Yes
Yes
Card Vallet
Yes
Yes
Yes
Google Pay*. Samsung Pay. Apple Pay.
Yes
Yes
Yes