Omaha FCU lends millions of dollars each year to thousands of account holders. You can finance everything from automobiles to new homes. We make it easy for you to apply for a loan in-person, by mail, mobile phone or online. Our experienced Loan Officers provide local and personal service, as well as a quick and easy process.
Omaha FCU’s rates are based on loan terms, security and credit worthiness. Our interest rates are frequently reviewed to ensure they are competitively priced. All rates and terms are subject to change without prior notice.
Check for current rates by calling 402.399.9001 or 800.660.7350, or click here.
Vehicles
New Vehicle: Omaha FCU may finance up to 110 percent of the cost of a new car, truck or van. The maximum term for this loan is 84 months.
Used Vehicle: Omaha FCU may finance up to 110 percent of the NADA value (call for Blue Book details). Terms up to 72 months are available.
Refinanced Vehicle: Do you have an auto loan elsewhere? We want to save you money! Consider refinancing your loan at Omaha FCU. Our loan officers are happy to help! Just call us at 402.399.9001.
You can even review auto insurance information and request an insurance quote for your new car through our Members Auto & Homeowners Insurance Website.
Omaha FCU also offers GAP and Warranty packages at below-market rates along with an option to purchase Debt Protection on your loan. These premiums are typically much lower than at the dealership.
Guaranteed Asset Protection (GAP) Insurance: GAP insurance helps cover the remaining balance on your loan if you experience a total loss before it is paid off. GAP settles the difference between your primary insurance settlement and your remaining loan balance at the time of loss. GAP may also cover your primary insurance deductible. This is subject to the terms, conditions, limitations and exclusions set forth in your GAP Waiver Addendum. GAP insurance is low cost coverage for a potentially high cost expense. The premium is added right to your loan balance.
Warranty: Cars can be expensive. Extended warranties are available for new and used vehicles. Premiums can be added to the loan, and benefits include roadside assistance, rental vehicle assistance, tire road hazard and trip interruption. This Mechanical Breakdown Protection is an ideal solution to protect your investment and reduce out-of-pocket expenses should a mechanical breakdown occur.
Debt Protection: Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection, which may cancel your loan balance or payments up to the contract maximums in case of:
• Involuntary unemployment – a covered job loss occurs
• Disability – a covered disability occurs due to illness or injury
• Death – protected borrower passes away
For more information about Debt Protection, click here.
Note: Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid. TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. DP-3414609.3-1123-1225. Copyright © TruStage.
Omni Guard – Powered by ASG: Protect Your Vehicle Investment. True Coverage Means Better Coverage – True Coverage is a program that includes coverage for problems that are usually excluded, such as damage caused by construction zones, car washes, or metal plates on the road. It also covers snow tires, wheel covers (hubcaps), chrome and chrome clad wheels, aftermarket wheels, and more.
Tire & Wheel Protection: Road hazard coverage with no deductible or hidden fees, to include mounting, balancing, and valve stems; wheels, sales tax, and labor charges.
- Covers damage from blowouts, nails, glass, potholes and debris
- Covers aftermarket wheels
- Also covers curb damage and tire pressure monitoring sensors
Cosmetic Wheel Coverage: A repair process that restores the appearance of your wheels.
- Repairs scrapes, scratches, and nicks caused by curb damage
- If not repairable, the wheel will be replaced
- Also covers wheel covers (hubcaps), alloy, chrome, and chrome clad wheels
Paintless Dent Repair: Minor dents and door dings are removed by trained technicians.
- No limit to the number of times the Paintless Dent Repair process can be applied
- No sanding, painting or body fillers are used
- Hail damage deductible is covered up to $1,000 when using Paintless Dent Repair
Windshield Repair: A permanent process in which cracks and breaks may be repaired with a powerful resin.
- A trained technician will repair your damaged windshield, so you avoid the cost of replacement
- Repairs minor stars, cracks and chips
- Can save on having to pay a costly windshield deductible
Key Replacement: If keys are lost or damaged, keys are replaced and programming charges are covered.
- Today’s technology has made keys and keyless fobs costly to replace
- Coverage offers 24-hour emergency roadside assistance including towing, lockout assistance and tire
- Nationwide 24/7/365 service
Note: Coverage excludes Carbon Fiber Wheels. This is a summary of possible benefits available. Certain restrictions and limitations may apply. Please refer to the actual contract for specific details and limitations. Copyright © Vantage Administration Services, LP. All Rights Reserved. The RoadVantage logo is a registered trademark of Vantage Administration Services, LP. Reproduction in any manner without written permission of Vantage Administration Services, LP is prohibited. Vantage Administration Services, LP is a third party providing offerings that are not associated with any manufacturer’s original factory warranty and is not affiliated with any vehicle manufacturer.
Pre-Approval of New and Used Vehicle Loans Available: As an account holder, you may fill out an application before you start shopping for a vehicle. A pre-approved vehicle loan is valid for 30 business days. Pre-approved financing can give you an advantage when bargaining for the price of the vehicle.
New and Used RV Loans: Omaha FCU may finance 100 percent of the purchase price (tax and license excluded) of a new Recreational Vehicle, and 100 percent of the current NADA Recreational Vehicle Guide for a used Recreational Vehicle. Maximum term is 180 months.
New and Used Motorcycle Loans: Omaha FCU will finance up to 100 percent of the purchase price (tax and license excluded) of a new motorcycle, or 100 percent of the current NADA Used Motorcycle Guide for a used motorcycle. Maximum term is 84 months.
New and Used Boat Loans: Omaha FCU will finance 100 percent of the purchase price (tax and license excluded) of a new boat, or 100 percent of the loan value stated in the NADA Used Boat Guide. Maximum term is- 84 months.
Savings and Share Certificate Secured Loans: Both of these loans are fully secured by pledging funds in either an account holder’s Regular Savings Account or Share Certificate. Maximum term on Regular Savings Secured loans is 120 months. Maximum term on Share Certificate Secured Loans is 60 months, not to exceed the term of the certificate.
Other Loans: Omaha FCU also offers other low-cost secured and unsecured loans for other expenses including car repairs, computer purchases, vacations and more.