According to the National Retail Federation, the average American household spends $685 on back-to-school shopping for children in elementary through high school and $943 for young people going to college. Here are 10 ways to save this fall and throughout the year.
- Create a checklist of items and stick to it. Before you begin shopping, empty your kids’ backpacks to see what was left over from the previous year. Mark them off your checklist and then buy only the items still remaining.
- Consider shopping without the kids. They’re more likely to fall for the strategically placed items stores want you to buy. Backpacks and notepads with your kids’ favorite superhero or Disney character can be 30% or more expensive than generic kinds. If your child insists that he/she needs an expensive, trendy backpack, buy stickers and have them decorate their less expensive gear themselves.
- Comparison shop online before going into stores. You’ll save on time and gas money.
- Give your kids a clothing budget and a list of necessities. You decide what items they must have, then with the remainder of the budgeted money, let them choose what they want.
- Set up e-mail alerts for sales. Websites like Dealnews.com, Bensbargains.com, and thekrazycouponlady.com will let you know when coupons or great deals are available for specific items.
- Buy school supplies in bulk. Although you’ll have a large initial expense, in the long run the supplies will be cheaper, and you’ll have them on hand for several months.
- Follow your favorite stores and brands on social media. You’ll be one of the first to find out when they’re offering deals and special promotions.
- Go to garage and yard sales for clothing. Websites like Garagesalestracker.com, yardsalesearch.com, and Craigslist.org are great online resources for finding bargains in your area.
- Wait until late August or September to buy your school supplies. That’s when the prices drop significantly. You can even buy for the following year!
For useful tools in making your purchases, consider the following helpful options offered by Omaha Federal Credit Union:
VISA® Debit Card: Convenient & Easy to Use
An Omaha FCU VISA® Debit Card works like a check. You can think of it as a plastic check. It can be used at any merchant that accepts VISA® for payment of products or services or at the ATM.
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Apply Pay. Google Pay. Samsung Pay.
You can use both your OFCU VISA® Debit and VISA® Credit Card with Apple Pay, Google Pay and Samsung Pay — the easy, secure and private way to pay. Use these easy options to pay in stores without swiping your card and within apps without entering payment and contact information.
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Convenient and Secure Credit Cards
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Good Savers Account
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My $ Manager
For more information about these and other offerings and services, please don’t hesitate to call us at 402.399.9001 (option 3). We are always happy to help!