Make Your Money Go Further this Season!
Please Note: Skip-A-Payment will NOT be processed until your $30 fee is received by OFCU.
To complete the Skip-A-Payment application form, click here.
Signed form must be received in our office 5 days prior to your December 2024 payment (if selecting December 2024) or 5 days prior to your January 2025 payment (if selecting January 2025).
*Your loan(s) must be on the credit union books for at least 6 months. Deferrals will NOT be offered on 1st Mortgage, Home Equity Line of Credit, Business loans or any Real Estate secured loans. Other excluded loans include Overdraft Protection, VISA® Rewards, VISA® Preferred Rate and VISA® Secured. You may only defer the same loan payment ONE TIME during the Skip-A-Payment promotion. Deferrals will NOT be offered on any loans that have been delinquent or are delinquent now. All requests are subject to OFCU approval. Must meet credit requirements. $30.00 fee per loan.
*By participating in Omaha Federal Credit Union’s (OFCU) Skip-A-Payment program, you request that OFCU defer your loan payment(s) as indicated. You agree and understand that 1) Finance charges will continue to accrue at the rate provided in your original loan agreement, during and after this time 2) Deferring your payment will result in your having to pay higher total finance charges than if you made your payments as originally scheduled 3) The payment deferral will extend the term of your loan(s) for one month beyond contracted maturity date 4) You will be required to resume your payment(s) the following month 5) If you elected GAP or Debt Protection, the coverage will not be extended beyond the original maturity date.
For answers to your questions, please call or text 402.399.9001 (option 4).