Skip-A-Payment

Skip your December 2020 auto loan payment and have more cash for the holidays!

Your loan(s) must be on the credit union books for at least 6 months. Deferrals will NOT be offered on 1st Mortgage, Home Equity Line of Credit, Business loans or any Real Estate secured loans. Other excluded loans include Overdraft Protection, Visa Platinum and Visa Classic. You may only defer the same loan payment ONE TIME during the Skip-A-Payment promotion. Deferrals will NOT be offered on any loans that have been delinquent or are delinquent now. All requests are subject to Omaha Federal Credit Union approval. Must meet credit requirements. $30.00 fee per loan.

By participating in Omaha Federal Credit Union’s (OFCU) Skip-A-Payment program, you request that OFCU defer your loan payment(s) as indicated. You agree and understand that 1) Finance charges will continue to accrue at the rate provided in your original loan agreement, during and after this time 2) Deferring your payment will result in your having to pay higher total finance charges than if you made your payments as originally scheduled 3) The payment deferral will extend the term of your loan(s) for one month beyond contracted maturity date 4) You will be required to resume your payment(s) the following month 5) If you elected GAP or life and/or disability insurance, the coverage will not be extended beyond the original maturity date.

The fee per loan is $30.00. The signed application form must be received in our office 10 days prior to your December payment. Call us at 402-399-9001 to speak to a member services representative to learn more. Click here for an application form.

Fall Fix Up Time

Don’t get caught unprepared during the holiday season. Simple home repairs and improvements you make now will pay off when guests ooh and ahh over your comfortable spaces. See Omaha Federal for your Home Improvement Loan. We offer great loans starting at 3.5% Annual Percentage Rate. Apply on line or call 402-399-9001 and talk to one of our friendly and knowledgeable loan officers.

Great Time of the Year!

Have you been putting off buying a new car, RV or boat?  Do you need to do some home remodeling or build a new deck? This is a Great Time of the Year to check out Omaha Federal’s  loan rates. We have very competitive rates and we make getting a loan easy and comfortable for you. Apply on-line at Omahafcu.org or call one of our loan officers at 402-399-9001.

Bring your Auto Loan to OFCU and Save!

Refinance your auto loan with Omaha Federal and we will lower your rate by up to 2% APR* and lower your monthly payment.  Your first payment will not be due for 60 days. Please call a loan officer today for details at 402-399-9001 option 4. New loans only.                   

*Annual Percentage Rate.

RV-Motorcycle-Boat Loans

Are you aware that Omaha Federal offers RV, Motorcycle and Boat loans?  We will finance 100% of your purchase price on a new purchase or 100% of the current NADA value on a used purchase. You can apply on-line, by phone, or in one of our branches. Please visit the Consumer Loan page of our website or call one of our friendly, knowledgeable loan officers at 402-399-9001, option 4, for further information.

Great Rates on Vehicle Loans

Let us put you behind the wheel of your new vehicle. Omaha Federal offers great low rates and terms to fit your needs. We offer Pre-Approvals and same day approval. We have no hidden fees or prepayment penalties. Stop in and see us or apply on-line today.

Home Improvement Loans/HELOC

Looking to do some Home Improvement Projects? Let your home’s value go to work for you. Use the equity in your home to get your dream kitchen, or remodel the basement. You could even buy that new car with the equity in your home. Omaha Federal has low rates on home equity loans. We offer a variety of loans to help you with your home improvement needs or a new home purchase. Apply on-line or call one of our loan officers at 402-399-9001.